Get Rewarded For Your Refinance


Get up to 2% cash back* when you refinance your auto loan and open a checking account with direct deposit at Financial Center.

Start Now

We make it easy to get your cash back reward


Follow these steps to see how much your cash back reward and monthly savings could be.

Get 1% Back When You Refinance

Refinance your auto loan and get 1% of your loan amount in cash back at your loan closing

Get Another 1% Back When You Open a Checking Account

Just set up direct deposit and we'll give you an additional 1% back*.

Get Rewarded

As a reward, you'll receive 2% of your loan value as cash back

Know what our Members know:
banking with Financial Center is all about you.


At Financial Center First Credit Union, we’re inspired by your hard work– the kind that pays the bills and takes care of your household. So we’re doing some hard work of our own to earn your business with a great cash-back offer.

Gain up to 2% of your auto loan amount as a cash reward for bringing your business to us. You’ll get 1% back when you refinance your auto loan, and up to another 1% back when you open a qualifying checking account.

My Money

We know you work hard to save, so we’re rewarding you with cash back when you refinance your auto.

My Future

We’ll help you save money on your monthly payment or pay off your loan faster.

My Way

We’ve streamlined the process so you can get your cash back faster.

"I wanted to apply for a mortgage earlier this year, but I didn’t know where to start. It didn’t help that I had almost zero credit history. A Financial Center service representative set me up with a line of credit and a credit card. She also walked me through how to use my loans responsibly in order to build my credit in time for my mortgage application. I can proudly say that I recently closed on my home! I couldn’t have done it without the outstanding service I received at Financial Center"

Nicholas D.

Age: 31

Okay, now what?


You can start now online or talk to one of our helpful experts to get started

Start My Refinance

Use our easy online application

Talk To Someone

Call us at 317.916.7700

* Receive 1% of your loan amount when you refinance your auto loan from another lender to Financial Center. Receive an additional 1% of your loan amount (up to $200) when you open any Financial Center checking account with direct deposit of at least $500/month. The incentives are credits that will be posted to your savings account: 1% upon loan closing and the additional 1% or $200, whichever is less, on the 15th day of the third month after your loan closing and upon satisfying the checking/direct deposit requirements. If total cash incentive rewarded to your account exceeds $600/year, that amount will be reported to the IRS. Financial Center does not offer tax advice. Loan must be current and accounts must be in good standing to receive cash payouts. Loan is subject to underwriting guidelines. New loans only; does not apply to refinance of an existing Financial Center auto loan. $100 opening deposit with checking account required. Monthly service fee of $5.95 (Champion) or $2 (Essential) before fee credits. Earn up to a $2/month fee credit with eStatements and direct deposit. Fees may reduce earnings. Member must meet all qualifying criteria by Dec 31, 2016 to receive incentive. Checking incentive is for new checking members only. One checking incentive paid per primary member based on Social Security number. Offer not available for HSA, business, trust, guardianship, or estate checking accounts. This offer may be modified or withdrawn any time without notice, and cannot be combined with any other Financial Center offers.

Your savings federaly insured to at least $250,000 and backed by the full faith and credit of the United States Government: NCUA, Equal Housing Lender, ESI